The Importance of UX, UI and Design in Payments - with XData Group
Donat Husjainov, Chief Product Officer, XData Group
In episode 97 of The Payments Show Podcast, I spoke to Donat Husjainov, who is the Chief Product Officer at XData Group.
XData Group is a B2B software development company that offers cutting-edge technology solutions exclusively for banks including UX/UI design, product prototyping, MVP creation and much more.
AUDIO VERSION: thepayments.show
Episode Highlights:
Use The Right Design Tools
“If you're going to make different kinds of prototypes or design kits, then for sure I would suggest you to use Figma. Don’t just use it for prototyping, but try to create specific kits for your own product. That will help you a lot when you start expanding, when your product team increases in size, and you will need to have the same design patterns all over your all products”
Super Apps: The Future of Banking Apps
“Worldwide, banking is going to Super Apps. So not only can you have your banking and payment systems inside, you can also have different kinds of solutions in terms of taxes, flights, and so on. In China, with WeChat Money and Alipay, they have already integrated plane tickets, insurance, taxi ordering, and some postal services… 9 years ago. You have lots of different kinds of microservices, they have made an SDK for small companies, and companies can just use this SDK to prepare a micro app inside of the big application”
Custom vs Off-The-Shelf / SaaS Software
“…if you're already big, if you want to have your specific discount programs, if you want to have your own campaigns and so on, you will need to have your own system vs an existing platform. Especially if you have hundreds of shops all over the world. The majority of SaaS solutions in terms of shops, they're not so good nowadays for big retailers. It all depends on your size”
